Property purchase new construction is an increasingly preferred choice, especially in the market for real estate in Plovdiv. One of the most important aspects that every buyer should understand is the so-called. Act 14, Act 15, and Act 16.
These documents indicate the stage of construction and are key to the security of your investment. In this article, we will explain what each of them means and why they are important when buying an apartment.
🧱 What is Act 14? (Rough construction)
Act 14 certifies that the building has reached the stage of „rough construction“ – i.e., the supporting structure (foundation, slabs, walls, roof) has been built.
✔️ What it means for the buyer:
- The building already has a real structure
- The risk is lower compared to buying „off-plan“
- Prices are usually higher compared to the initial stage
- Possibility of establishing a mortgage
📌 Important: At this stage, there is still no permit for use.
🏢 What is Act 15? (Completed construction)
Act 15 certifies that the building is fully completed by the builder, according to the project.
✔️ What does it mean:
- The building is technically ready
- The final inspection by the institutions is pending
📌 Important: You cannot officially live in the property yet.
🏠 What is Act 16? (Permit for use)
Act 16 is the most important document – it gives the right for the building to be put into operation.
✔️ What does it mean:
- The building is fully legal for habitation
- You can apply
- The property can be mortgaged by a bank
- The transfer of ownership is completely secure
📌 Important: Without Act 16, the property cannot be legally used for living.
⚖️ Comparison: Act 14 vs. Act 15 vs. Act 16
| Stage | What it means | Can you live there? |
|---|---|---|
| Act 14 | Rough construction | ❌ No |
| Act 15 | Completed building | ❌ No |
| Act 16 | Usage permit | ✅ Yes |
✅ Conclusion
Understanding the Act 14, Act 15, and Act 16 is key when buying a new construction property.
They show the construction stage and guarantee the security of your investment.
👉 The safest option is to buy with Act 16, but earlier stages can offer a better price – with careful inspection.
📣 Looking for new construction in Plovdiv?
Our team will help you choose a secure and affordable property. Contact us for a free consultation.