{"id":26737,"date":"2025-07-08T12:55:35","date_gmt":"2025-07-08T09:55:35","guid":{"rendered":"https:\/\/bohemihomes.bg\/?p=26737"},"modified":"2026-04-16T15:29:07","modified_gmt":"2026-04-16T12:29:07","slug":"parvo-zhilisthe-s-kakvo-da-vnimavate-pri-pokupka-na-apartament","status":"publish","type":"post","link":"https:\/\/bohemihomes.bg\/en\/parvo-zhilisthe-s-kakvo-da-vnimavate-pri-pokupka-na-apartament\/","title":{"rendered":"\ud83c\udfe0 First home - what to watch out for when buying an apartment?"},"content":{"rendered":"<figure class=\"wp-block-image size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/bohemihomes.bg\/wp-content\/uploads\/2025\/07\/parvo-zhilisthe-za-kakvo-da-vnimavate-pri-pokupka-na-apartament-1.png\" alt=\"\" class=\"wp-image-29130\" style=\"aspect-ratio:1.5001037129226302;width:743px;height:auto\" srcset=\"https:\/\/bohemihomes.bg\/wp-content\/uploads\/2025\/07\/parvo-zhilisthe-za-kakvo-da-vnimavate-pri-pokupka-na-apartament-1.png 1536w, https:\/\/bohemihomes.bg\/wp-content\/uploads\/2025\/07\/parvo-zhilisthe-za-kakvo-da-vnimavate-pri-pokupka-na-apartament-1-18x12.png 18w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The purchase of <strong>first home<\/strong> is one of life's most important and exciting decisions. For most people it is <strong>significant financial investment<\/strong>accompanied by many emotions, but also by risks. In this article we will look at <strong>the key factors to watch out for when buying your first apartment<\/strong>as well as common mistakes to avoid.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udd0d <strong>1. Set a realistic budget - not just the price of the apartment<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many buyers make the mistake of calculating only the price of the property without including the additional costs:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>notary fees<\/li>\n\n\n\n<li>fees for entry in the property register<\/li>\n\n\n\n<li>commission to agency<\/li>\n\n\n\n<li>renovation, furnishing or mortgage costs<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc <strong>Tip:<\/strong> Use a property purchase cost calculator to plan everything in advance.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfd9 <strong>2. Choosing the right location - the neighbourhood is crucial<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When you buy your first home, <strong>don't just choose by price<\/strong>. Explore:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>the infrastructure of the area<\/li>\n\n\n\n<li>availability of public transport<\/li>\n\n\n\n<li>proximity to schools, shops and parks<\/li>\n\n\n\n<li>future development of the neighborhood (new buildings, roads, businesses)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccd <strong>Example for Plovdiv:<\/strong> Neighbourhoods like <strong>Hristo Smirnenski<\/strong>, <strong>The Mole<\/strong>, <strong>Tarquia<\/strong> \u0438 <strong>Kyuchuk Paris<\/strong> are especially sought after by young families because of the good combination of infrastructure and tranquility.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfd7 <strong>3. New construction or old construction - what to choose?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Each option has pros and cons:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>New construction<\/strong><br>\u2714\ufe0f modern distributions<br>\u2714\ufe0f lower maintenance costs in the early years<br>\u274c is often \"green\" and carries more risk<br>\u274c Act 16 may be missing<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Old construction<\/strong><br>\u2714\ufe0f lower price per sq.m<br>\u2714\ufe0f more central locations<br>\u274c possible hidden defects (installations, insulation)<br>\u274c need of major repairs<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc <strong>Tip:<\/strong> If you buy <strong>new construction without act 16<\/strong>, <a href=\"https:\/\/bohemihomes.bg\/en\/agencziya-za-nedvizhimi-imoti-plovdiv\/\" data-type=\"link\" data-id=\"https:\/\/bohemihomes.bg\/agencziya-za-nedvizhimi-imoti-plovdiv\/\" target=\"_blank\" rel=\"noreferrer noopener\">consult professionals.<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcdd <strong>4. Check the legal status of the property<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before signing any contract:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check if the property has any encumbrances or mortgages<\/li>\n\n\n\n<li>Make sure the seller is the actual owner<\/li>\n\n\n\n<li>If you buy from a builder, ask for building permit documents, deeds 14\/15\/16<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc <strong>Tip:<\/strong> Work with a trusted <a href=\"https:\/\/bohemihomes.bg\/en\/agencziya-za-nedvizhimi-imoti-plovdiv\/\" data-type=\"link\" data-id=\"https:\/\/bohemihomes.bg\/agencziya-za-nedvizhimi-imoti-plovdiv\/\" target=\"_blank\" rel=\"noreferrer noopener\">real estate broker<\/a>who will check the property in the Property Registry.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcac <strong>5. Be careful with emotional decisions<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The first home is often chosen with the heart. It is understandable - a new home, a new stage of life. But:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Don't fall in love with the apartment without checking it in detail<\/li>\n\n\n\n<li>Don't be fooled by too good a price<\/li>\n\n\n\n<li>Don't rush into a decision - look at several options<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc <strong>Tip:<\/strong> Make <strong>property inspection checklist<\/strong>to compare objectively.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83e\uddfe <strong>6. Financing and mortgage - what to watch out for?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you are going to use a mortgage loan:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Compare offers from several banks<\/li>\n\n\n\n<li>Review the APR (annual percentage rate), not just the interest<\/li>\n\n\n\n<li>Calculate whether you will be able to cover the contributions in the long term<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc <strong>Tip:<\/strong> Search <strong><a href=\"https:\/\/www.creditland.bg\/ekip\/katya-nastanlieva\/\" data-type=\"link\" data-id=\"https:\/\/www.creditland.bg\/ekip\/katya-nastanlieva\/\" target=\"_blank\" rel=\"noreferrer noopener\">credit consultant<\/a><\/strong>to help you choose the best offer.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udee0 <strong>7. Budget for furnishing and renovation<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">After purchase you will need:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Furniture<\/li>\n\n\n\n<li>possible repair<\/li>\n\n\n\n<li>equipment and appliances<br>Plan them into the budget from the start.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u2705 Conclusion: make an informed decision<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Buying a first home isn't just an emotional decision - it's <strong>a long-term investment in your security and future<\/strong>. Be informed, ask questions, and always seek professional help when in doubt.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udce3 <strong>Looking for your first home in Plovdiv?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Our team will help you find the best offer for your budget and needs. <strong><a href=\"https:\/\/bohemihomes.bg\/en\/agencziya-za-nedvizhimi-imoti-plovdiv\/\" data-type=\"link\" data-id=\"https:\/\/bohemihomes.bg\/agencziya-za-nedvizhimi-imoti-plovdiv\/\" target=\"_blank\" rel=\"noreferrer noopener\">Contact us for a free consultation.<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>\u041f\u043e\u043a\u0443\u043f\u043a\u0430\u0442\u0430 \u043d\u0430 \u043f\u044a\u0440\u0432\u043e \u0436\u0438\u043b\u0438\u0449\u0435 \u0435 \u0435\u0434\u043d\u043e \u043e\u0442 \u043d\u0430\u0439-\u0432\u0430\u0436\u043d\u0438\u0442\u0435 \u0438 \u0432\u044a\u043b\u043d\u0443\u0432\u0430\u0449\u0438 \u0440\u0435\u0448\u0435\u043d\u0438\u044f \u0432 \u0436\u0438\u0432\u043e\u0442\u0430. \u0417\u0430 \u043f\u043e\u0432\u0435\u0447\u0435\u0442\u043e \u0445\u043e\u0440\u0430 \u0442\u043e\u0432\u0430 \u0435 \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u043d\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430 \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u044f, \u0441\u044a\u043f\u044a\u0442\u0441\u0442\u0432\u0430\u043d\u0430 \u043e\u0442 \u043c\u043d\u043e\u0436\u0435\u0441\u0442\u0432\u043e \u0435\u043c\u043e\u0446\u0438\u0438, \u043d\u043e \u0438 \u043e\u0442 \u0440\u0438\u0441\u043a\u043e\u0432\u0435. \u0412 \u0442\u0430\u0437\u0438 \u0441\u0442\u0430\u0442\u0438\u044f \u0449\u0435 \u0440\u0430\u0437\u0433\u043b\u0435\u0434\u0430\u043c\u0435 \u043a\u043b\u044e\u0447\u043e\u0432\u0438\u0442\u0435 \u0444\u0430\u043a\u0442\u043e\u0440\u0438, \u0441 \u043a\u043e\u0438\u0442\u043e \u0442\u0440\u044f\u0431\u0432\u0430 \u0434\u0430 \u0432\u043d\u0438\u043c\u0430\u0432\u0430\u0442\u0435 \u043f\u0440\u0438 \u043f\u043e\u043a\u0443\u043f\u043a\u0430 \u043d\u0430 \u043f\u044a\u0440\u0432\u0438\u044f \u0441\u0438 \u0430\u043f\u0430\u0440\u0442\u0430\u043c\u0435\u043d\u0442, \u043a\u0430\u043a\u0442\u043e \u0438 \u0447\u0435\u0441\u0442\u043e \u0434\u043e\u043f\u0443\u0441\u043a\u0430\u043d\u0438 \u0433\u0440\u0435\u0448\u043a\u0438, \u043a\u043e\u0438\u0442\u043e \u0434\u0430 \u0438\u0437\u0431\u0435\u0433\u043d\u0435\u0442\u0435. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":29129,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"wds_primary_category":207,"footnotes":""},"categories":[207],"tags":[],"class_list":["post-26737","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-statii"],"_links":{"self":[{"href":"https:\/\/bohemihomes.bg\/en\/wp-json\/wp\/v2\/posts\/26737","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bohemihomes.bg\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bohemihomes.bg\/en\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/bohemihomes.bg\/en\/wp-json\/wp\/v2\/comments?post=26737"}],"version-history":[{"count":5,"href":"https:\/\/bohemihomes.bg\/en\/wp-json\/wp\/v2\/posts\/26737\/revisions"}],"predecessor-version":[{"id":29132,"href":"https:\/\/bohemihomes.bg\/en\/wp-json\/wp\/v2\/posts\/26737\/revisions\/29132"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bohemihomes.bg\/en\/wp-json\/wp\/v2\/media\/29129"}],"wp:attachment":[{"href":"https:\/\/bohemihomes.bg\/en\/wp-json\/wp\/v2\/media?parent=26737"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bohemihomes.bg\/en\/wp-json\/wp\/v2\/categories?post=26737"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bohemihomes.bg\/en\/wp-json\/wp\/v2\/tags?post=26737"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}